All work and no play can make life pretty dull. That’s why if you’re like many Arizona residents, you have more than just a commuter vehicle. You may have a 4-wheeler, utility task vehicle, watercraft, or another alternative form of transportation – and source of recreation!
Mooney Insurance has knowledgeable agents who can assist you with finding the best ATV, UTV, and boat insurance, to suit your lifestyle and budget. In addition to offering advice on your best coverage choices, our relationships with multiple insurance companies allow us to find just the right off-road vehicle insurance policy so you can rest easy.
Being out on a boat in a desert state like Arizona is almost always a good time for all. Whether you have a fishing boat, pontoon, speed boat, jet ski, or other watercraft, make sure it’s adequately covered with boat insurance. A good watercraft policy will cover losses due to collision, comprehensive, theft, or fire. It should also cover your trailer as well. Before you cast off, talk to Mooney Insurance about making sure that you and your boat are fully covered.
ATV Insurance, 4-Wheelers & Other Off-Road Vehicles
Just as you insure your car, you should insure your ATV, 4-wheeler, or another off-road vehicle in the case of an accident or theft. The type of insurance you need will vary based on how the vehicle is used. Whether your ATV is used primarily for recreation or work, on private land or in public areas, could have an impact on your policy and premium. Let your agent know how you usually drive and use your off-road vehicle.
Utility task vehicles also referred to as UTVs, are also quite popular in Arizona. Outdoor enthusiasts often use them to get to prime hunting and fishing locations. They’re also great for camping and on the golf course grounds. Just as with ATV’s, how you typically use your UTV could affect what types of policies and the amount of coverage you’ll need for financial protection. Talk to your Mooney Insurance agent, as he can recommend adequate coverage for your situation.
Bundle Boat Insurance with Other Policies and Save
Most Arizona residents that have an ATV, UTV, or boat, most likely have a car, truck, and possibly own a home as well. If that is true, then it makes sense to take advantage of a multi-policy discount. Many of the insurance companies we represent offer discounts when you insure more than just your fun stuff. Ask one of our agents about bundling your auto, home, and fun stuff, to see how much money you can save!
Contact us today to receive a personalized, no-obligation, insurance quote and consultation – You’ll be glad you did.