Spring and summer storms can bring more than just wind and rain—they can also bring unexpected damage to your home and property. Whether you live in the Midwest, the Great Plains, or the Southwest, it’s a good idea to check your Homeowners Insurance before storm season begins. Many people don’t think about their policy until […]
Minimize Your Future Homeowners Premium by Preventing Losses
Regular home maintenance not only preserves the value and comfort of your home but also significantly minimizes potential insurance claims and future premium increases. Below are essential maintenance tips to help safeguard your home and, in many cases, prevent the need for homeowner’s insurance claims. Inspect and Maintain Your Roof Your roof serves as the […]
The Advantages of Working with an Independent Insurance Agency
When buying insurance, customers often choose between an independent insurance agency such as ours, a captive agent representing a single insurance company, or a direct writer where you have no agent. While each option has merits, an independent insurance agency offers a significant advantage: access to competitive quotes from many top-rated insurance companies. This flexibility […]
The Importance of a Home Inventory for Insurance Coverage
Having the right amount of insurance coverage is crucial when it comes to protecting your home and belongings. The unprecedented fires in California have made us think more about our possessions and where to begin recovering from such a loss. Ask yourself, how many shirts do you have? How many pairs of slacks or jeans? […]
Start the New Year Right: Reassess Your Insurance Needs
As the New Year begins, many of us are setting resolutions—committing to healthier habits, financial goals, or personal growth. But have you considered adding an insurance review to your list of priorities? While it might not be the first thing that comes to mind, reassessing your insurance needs can be one of the most important […]
Useful Advice to Avoid Fire and Water Damage
Being in the insurance industry allows us to empathize with the impact disasters can have on families emotionally and financially. It’s something we witness firsthand all too often. While insurance provides financial support for recovery after a loss occurs, taking steps to avoid such situations altogether is even more beneficial. Preventing harm to your home […]
Watch Out for Deer
As fall arrives and the days get shorter with each passing day, drivers must stay alert during this season as deer, whether it be white-tail, mule deer, or elk, frequently cross roads when you least expect it, especially during the early morning and evening hours. The peak time for deer activity coincides with their mating […]
Insuring a Barndominium
Barndominium structures or “Barndos” are a type of building that integrates living areas with spacious open spaces commonly utilized as workshops or garages and sometimes even as stables. From their initial roots as barn conversions into residential spaces to the present trend of constructing barndominium homes from scratch, they have gained traction mainly due to […]
Cyberbullying Coverage
With the new school year on the horizon, students of all ages are filled with anticipation and excitement. As they prepare to tackle the challenges and opportunities that lie ahead, it’s essential to remember that the digital realm plays a role in their lives. Unfortunately, this also means a heightened exposure to the aspects of […]
Ride Share and Delivery App Insurance in the Gig Economy
Ride sharing and food delivery apps have become popular in the economy offering individuals flexible earning opportunities through platforms, like Uber Eats, DoorDash, Lyft and Uber. Despite the allure of independence and adaptability there’s an aspect to consider, insurance. Unlike employment arrangements that come with insurance coverage, gig workers must ensure they have the insurance […]
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