When shopping around for the best insurance coverage at an affordable price, it can be tempting to reduce your costs by raising your deductibles or changing up your coverage levels. But you may not realize that your auto insurance costs are actually determined by many factors. And while some of these factors can be changed […]
Driving at Night
Driving at night may be a necessary thing to do for some motorist. When you have to drive at night, it is not overstated to suggest that the risk of injury or death is greater than when driving during the day. When driving at night is unavoidable, it is on you as the motorist to […]
The Replacement Cost of Your Home
A key question you’ll need to ask as you shop for a property insurance policy is: Exactly how much should I insure my home for? Or in insurance terms, you’ll be searching for the amount of Coverage A that you need. At first, the answer to this question may seem simple — How much is your house worth? Surely that’s […]
2019 Camping Season
If you live in the Tucson area, you already know how many great parks and outdoor recreation opportunities there are in this part of the nation. But when’s the last time you actually spent time in nature yourself? We’re not just talking about a few hours at a campfire or a quick trip to the […]
The Independent Insurance Agent
Most of the time, those shopping for insurance look to the Internet for the best rates and coverage. But not so fast … there may be a better way to purchase insurance — one that offers better rates, fuller coverage, and an entirely easier shopping experience. Let’s dive in! The Better Way to Purchase Insurance: […]
Putting your Vehicle Into Storage
Safety is always a big concern for property owners. If you own a car, your goal is to preserve its value long term. But, sometimes you need to make some room at home. You may be thinking about vehicle storage. It’s a good idea to think through the process before putting a car into storage. […]
Affordable Home Security Systems
Boo! Are you scared of burglars and other intruders entering your home? Whether you live in a good or bad neighborhood, there’s always the threat of intruders at your door. But with a home security system, even monsters, mummies, and vampires won’t scare you … Here’s why a home security system should be next on […]
How to Insure a Vacant, Unoccupied, or Seasonal Home
Did you know that you may potentially void your homeowner’s insurance policy if you leave your primary residence vacant for 60 days or more? Few Tucson area residents know about this issue, but it’s one that more homeowners should be aware of. Unfortunately, insurance companies consider homes that are left unoccupied or vacant (we will […]
Hiring a Contractor – What Insurance Coverage Should You Require?
Imagine you’re building an addition on your home and you hire a carpenter to complete the job. All’s going well until the carpenter has an accident with one of his tools and ends up requiring amputation and surgery. The contractor was injured working on your home. So, what does this mean for you? Will your homeowner’s […]
Your Car Insurance Claim, Steps You Should Take and What to Expect
Imagine you’re out for a Sunday drive when your pleasant afternoon is interrupted with a smash. In an instant, the car you worked so hard to take care of is destroyed. What happens next? Continue reading to learn more about how your insurance company will help take care of the damage. 1. Get Safe If […]
