A business owner’s policy, typically called a BOP, combines major kinds of small business insurance together. This package deal can help simplify buying insurance and possibly help earn some bundling discounts. Here at Mooney Insurance, many of our prudent business clients ask if their BOP will provide enough coverage to protect their business fully. The […]
Car insurance for Food Delivery or Rideshare
There’s no doubt that services like Instacart, Uber, Lyft, and others have made our lives easier. At no other time in history could you pick up your phone, tap the screen a few times, and instantly have someone at your door willing to bring you dinner or drive you across town. But these services aren’t […]
What is Full Coverage Car Insurance?
When you ask for “full coverage” car insurance, you’re asking for an insurance policy with everything on it. It isn’t a special type of policy; it just describes that you took all the options. Keep reading to learn more about what you’ll be covered for. What Does Full Coverage Include? Full coverage includes all of […]
Identity Theft Insurance – Do You Need It?
We’ve all heard the stories about big companies experiencing data breaches that have affected millions of Americans across the country. But did you know that data breach has affected 143 million consumers? When these data systems were accessed illegally, hackers gained access to everything from birthdates and addresses to driver’s license information and social security […]
Driving Without Insurance – Who Pays?
All drivers in the Tucson area should be driving with an adequate amount of car insurance. However, the unfortunate truth is that there are many drivers on the road who don’t have enough insurance or any at all. If you end up in an accident with one of these drivers, uninsured motorist insurance is the only type […]
Replacing or Repairing Your Cracked Windshield
If you’re in Arizona and your windshield gets damaged while you’re driving, you may be in luck — and not just bad luck. Arizona is one of the most driver-friendly states when it comes to windshield damage. Keep reading to learn more about you’re covered. What Windshield Damage Coverage Do Arizona Drivers Have? Arizona is […]
Protecting Your Home When Away
Tucson, AZ isn’t the most dangerous place in the country, but the crime rate is a little higher than the national average, at just under seventeen crimes per day per hundred thousand people. The truth about burglary, something that you’ll find from looking at any number of statistics, is that criminals are opportunists, first and […]
Beware of Storm Chasers
When it comes to weather, Tucson, AZ cranks everything up to eleven. It doesn’t just get hot here, it gets three-inches-from-the-sun hot, and the storms are no joke either. When they tell us there’s a mild storm on the way, we know better. We pack our pantries, load up our water jugs, and test our flashlights. […]
Car Insurance Rating Factors – Part Two
Finding new ways to lower car insurance costs is something that almost every Arizona driver can relate to. While we’ve previously discussed the fixed factors that most auto insurance providers use to help determine how much you’ll pay for coverage, there are more flexible factors that give you some control over these costs. So, while […]
Car Insurance Rating Factors – Part One
When shopping around for the best insurance coverage at an affordable price, it can be tempting to reduce your costs by raising your deductibles or changing up your coverage levels. But you may not realize that your auto insurance costs are actually determined by many factors. And while some of these factors can be changed […]
