Barndominium structures or “Barndos” are a type of building that integrates living areas with spacious open spaces commonly utilized as workshops or garages and sometimes even as stables. From their initial roots as barn conversions into residential spaces to the present trend of constructing barndominium homes from scratch, they have gained traction mainly due to […]
Cyberbullying Coverage
With the new school year on the horizon, students of all ages are filled with anticipation and excitement. As they prepare to tackle the challenges and opportunities that lie ahead, it’s essential to remember that the digital realm plays a role in their lives. Unfortunately, this also means a heightened exposure to the aspects of […]
Ride Share and Delivery App Insurance in the Gig Economy
Ride sharing and food delivery apps have become popular in the economy offering individuals flexible earning opportunities through platforms, like Uber Eats, DoorDash, Lyft and Uber. Despite the allure of independence and adaptability there’s an aspect to consider, insurance. Unlike employment arrangements that come with insurance coverage, gig workers must ensure they have the insurance […]
Artificial Intelligence is becoming increasingly tricky – How to protect your family and business.
The internet has become a part of our daily lives serving various purposes such as banking, shopping, staying connected with loved ones and safeguarding personal information. As artificial intelligence advances, distinguishing between legitimate requests and fraudulent activities from cybercriminals is increasingly challenging. Incidents like data breaches, identity theft and online scams have unfortunately become all […]
Changes to Insuring your Roof
Imagine a powerful windstorm sweeping through your neighborhood. Trees bend, branches snap, and you hear a worrying clatter from above. The following day, you discover hail damage to your roof—shingles are lying on the ground, and leaks are forming. This is exactly why dwelling coverage, a vital part of your homeowners insurance policy, exists. Let’s delve into how it protects your roof against […]
Car Insurance Factors
Understanding the factors that determine your car insurance can be confusing at times. However, with clear knowledge, you can make informed decisions and potentially unlock significant savings. This article details the key factors influencing your car insurance premium, empowering you to take charge of your financial journey. Driving Record Your driving record is a primary […]
The Rising Risk of Uninsured Drivers
The rising cost of car insurance is a harsh reality for almost everyone. Unfortunately, the young drivers who can least afford it feel it the most. According to a recent Deloitte report, 45% of young Americans have thought about driving without insurance because of the financial burden, and 17% are already doing so. Driving without […]
Car Tech’s Effect on the Cost of Car Insurance
A few months back, we addressed some reasons why car insurance is on the rise. Today, we are expanding on that subject to talk specifically about the latest vehicle technology and how it affects car insurance premiums. The rising cost of car repairs following accidents is crazy. This increase is attributed to several factors, including […]
Keeping your Insurance Policies Up to Date
Over time, many things change, some of which may affect your insurance. You might buy a new car, add a room to your home, or welcome a new driver into your family. The holiday season and the upcoming new year are great times to note these changes and notify us so we can update your […]
The Ups and Downs of Insurance Rates
It seems like no matter where you look, insurance prices keep climbing. But why? Let’s take a closer look at the reasons behind the rising insurance rates, breaking it down into pieces that are easy to understand. So, Why Are Rates Going Up? Mother Nature’s Mood Swings One of the biggest reasons insurance rates are […]
