‘Tis the season for holiday parties, and if you’re hosting one, you are taking on a liability exposure. Do you know what a ‘dram law’ is? Are you familiar with social host liability? If not, what you don’t know could hurt you. Whether you are an individual or an employer, it is important to understand […]
Shopping for ATV Insurance
Did you know all-terrain vehicles are more popular in the U.S. than ever before? All-terrain vehicles, or ATVs, were first introduced in the 1970s. Since that time, they have become increasingly powerful, making them fun recreation toys for kids, teenagers, and adults. With that increased popularity, however, comes increased risks of injury. If you were […]
What is Unoccupied or Vacant Home Insurance?
Does your homeowners insurance include coverage for an unoccupied property? If you are like most policy holders, you know little about the fine print surrounding your home’s occupancy. In fact, you may not even be aware that most homeowners insurance companies include provisions in their policies that exclude, reduce or even drop coverage for vacant […]
How Much Life Insurance Do You Need?
If you were to pass suddenly away, what kind of financial burdens would your loved ones be left to bear? The cost of a funeral and burial are just the beginning for many families. They may also receive bills for medical expenses and unpaid debts, not to mention the loss of your income and uncertainty […]
Don’t Get Caught Without Small Business Insurance
It’s easy these days for many people to make a bit of extra money in addition to their usual job. Some use their cars to pick up a part time job delivering pizzas, distributing newspapers or even providing taxi services. Others start using the internet to their advantage to sell crafts, works of art or […]
