Have you noticed that the price you pay for your insurance has been going up? It’s not just you; many people are experiencing the same thing. Insurance premiums (a fancy term for the amount you pay for your insurance) are increasing. But why is this happening? And what can you do to save some of […]
Understanding Ordinance or Law Coverage
Ordinance or law coverage is a crucial aspect of insurance that individuals should consider to safeguard themselves from unexpected expenses related to building codes, regulations, and ordinances. In this article, we will explore the importance of ordinance or law coverage and its significance in protecting individuals. Understanding Ordinance or Law Coverage Ordinance or law coverage, […]
Life Insurance for Newlyweds
Getting married is a wonderful milestone in your life but it also brings new responsibilities and financial obligations. One of the most important things that newlyweds should consider is life insurance. In this post, we’ll explore why life insurance is vital for newlyweds and how it can provide peace of mind and financial security for […]
Risk Management Tips for Individuals: How to Protect Yourself and Your Property
As an individual, you face a variety of risks every day. The potential for loss is always present, from accidents and injuries to property damage and theft. Fortunately, you can take steps to minimize these risks and protect yourself and your property. This blog post will provide some essential risk management tips for individuals. Prevent […]
Why You Should Refer Your Friends and Family to an Independent Insurance Agent
Having the right insurance coverage is important, not just for yourself but also for your friends and loved ones. If you want to protect your family’s future, consider referring them to a trusted insurance agent who can help them find the right coverage. Car insurance is a necessary investment for all drivers. Auto accidents can […]
Beware of Catalytic Converter Theft
Catalytic converter theft has skyrocketed. In fact, it’s fast becoming one of the fastest-growing crimes in the United States. Between 2021 and 2022, catalytic converter theft increased by 109% in the United States. Unfortunately, thousands of these thefts are going unsolved, and only 1% of catalytic converter theft crimes end up with someone being charged. […]
Don’t Forget Renters Insurance
To illustrate why one might want to consider renters insurance, we would like to share a short story about a young couple and a recent experience with their apartment. Like most modern couples, this young couple, let’s call them Mike and Mary, got up that morning, had a quick breakfast, and left for work. Shortly […]
Fire Safety During the Holidays
The time for the annual winter holidays is on our doorstep. With that comes a lot of good cheer, celebrations, and spending quality time with your loved ones. Unfortunately, according to the National Fire Protection Association, this time of the year also increases the risk of residential fires, injuries, and even deaths. Let’s take a […]
Special Limits of Coverage
Most of us are aware of the fact that there are limits to the amount an insurance policy covers for different types of property. A well-known example is jewelry coverage. Some of these limits appear in the ‘personal property limit’ section of your policy. There are, however, other limits known as ‘special limits of liability […]
Beware of Phishing Emails
October is Cybersecurity Awareness Month. So, we thought educating others about what cybersecurity is all about and what you can do to prevent it. Businesses both big and small are regularly targeted by remarkably sophisticated phishing attacks – and it’s not realistic to place the burden of fighting the battle on your IT department alone. […]
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