Regular home maintenance not only preserves the value and comfort of your home but also significantly minimizes potential insurance claims and future premium increases. Below are essential maintenance tips to help safeguard your home and, in many cases, prevent the need for homeowner’s insurance claims. Inspect and Maintain Your Roof Your roof serves as the […]

When buying insurance, customers often choose between an independent insurance agency such as ours, a captive agent representing a single insurance company, or a direct writer where you have no agent. While each option has merits, an independent insurance agency offers a significant advantage: access to competitive quotes from many top-rated insurance companies. This flexibility […]

As the New Year begins, many of us are setting resolutions—committing to healthier habits, financial goals, or personal growth. But have you considered adding an insurance review to your list of priorities? While it might not be the first thing that comes to mind, reassessing your insurance needs can be one of the most important […]

As fall arrives and the days get shorter with each passing day, drivers must stay alert during this season as deer, whether it be white-tail, mule deer, or elk, frequently cross roads when you least expect it, especially during the early morning and evening hours. The peak time for deer activity coincides with their mating […]

Ride sharing and food delivery apps have become popular in the economy offering individuals flexible earning opportunities through platforms, like Uber Eats, DoorDash, Lyft and Uber. Despite the allure of independence and adaptability there’s an aspect to consider, insurance. Unlike employment arrangements that come with insurance coverage, gig workers must ensure they have the insurance […]

Understanding the factors that determine your car insurance can be confusing at times. However, with clear knowledge, you can make informed decisions and potentially unlock significant savings. This article details the key factors influencing your car insurance premium, empowering you to take charge of your financial journey. Driving Record Your driving record is a primary […]

The rising cost of car insurance is a harsh reality for almost everyone. Unfortunately, the young drivers who can least afford it feel it the most. According to a recent Deloitte report, 45% of young Americans have thought about driving without insurance because of the financial burden, and 17% are already doing so. Driving without […]

A few months back, we addressed some reasons why car insurance is on the rise. Today, we are expanding on that subject to talk specifically about the latest vehicle technology and how it affects car insurance premiums. The rising cost of car repairs following accidents is crazy. This increase is attributed to several factors, including […]

Catalytic converter theft has skyrocketed. In fact, it’s fast becoming one of the fastest-growing crimes in the United States. Between 2021 and 2022, catalytic converter theft increased by 109% in the United States. Unfortunately, thousands of these thefts are going unsolved, and only 1% of catalytic converter theft crimes end up with someone being charged. […]

Ever since teenagers started driving, adults have told them what to do. It’s with good reason; teens are three times more likely to be in an accident before age 18 than a more experienced adult is. New teen drivers could avoid many collisions they could be involved in by taking some of the sage advice […]