Barndominium structures or “Barndos” are a type of building that integrates living areas with spacious open spaces commonly utilized as workshops or garages and sometimes even as stables. From their initial roots as barn conversions into residential spaces to the present trend of constructing barndominium homes from scratch, they have gained traction mainly due to […]
Cyberbullying Coverage
With the new school year on the horizon, students of all ages are filled with anticipation and excitement. As they prepare to tackle the challenges and opportunities that lie ahead, it’s essential to remember that the digital realm plays a role in their lives. Unfortunately, this also means a heightened exposure to the aspects of […]
Artificial Intelligence is becoming increasingly tricky – How to protect your family and business.
The internet has become a part of our daily lives serving various purposes such as banking, shopping, staying connected with loved ones and safeguarding personal information. As artificial intelligence advances, distinguishing between legitimate requests and fraudulent activities from cybercriminals is increasingly challenging. Incidents like data breaches, identity theft and online scams have unfortunately become all […]
Changes to Insuring your Roof
Imagine a powerful windstorm sweeping through your neighborhood. Trees bend, branches snap, and you hear a worrying clatter from above. The following day, you discover hail damage to your roof—shingles are lying on the ground, and leaks are forming. This is exactly why dwelling coverage, a vital part of your homeowners insurance policy, exists. Let’s delve into how it protects your roof against […]
Rising Home Repair Costs and How It Affects Your Insurance
Owning your own home can be a life-long dream for many people, but with ownership comes the responsibility to take care of it. A big problem many homeowners are dealing with right now is that fixing things in their homes is getting more expensive. And when repair costs increase, home insurance costs also increase in […]
How To Save Money on Insurance
Have you noticed that the price you pay for your insurance has been going up? It’s not just you; many people are experiencing the same thing. Insurance premiums (a fancy term for the amount you pay for your insurance) are increasing. But why is this happening? And what can you do to save some of […]
Understanding Ordinance or Law Coverage
Ordinance or law coverage is a crucial aspect of insurance that individuals should consider to safeguard themselves from unexpected expenses related to building codes, regulations, and ordinances. In this article, we will explore the importance of ordinance or law coverage and its significance in protecting individuals. Understanding Ordinance or Law Coverage Ordinance or law coverage, […]
Fire Safety During the Holidays
The time for the annual winter holidays is on our doorstep. With that comes a lot of good cheer, celebrations, and spending quality time with your loved ones. Unfortunately, according to the National Fire Protection Association, this time of the year also increases the risk of residential fires, injuries, and even deaths. Let’s take a […]
Special Limits of Coverage
Most of us are aware of the fact that there are limits to the amount an insurance policy covers for different types of property. A well-known example is jewelry coverage. Some of these limits appear in the ‘personal property limit’ section of your policy. There are, however, other limits known as ‘special limits of liability […]
The Rising Cost of Home Insurance
According to III (the Insurance Information Institute), the average cost of home insurance increased to a record high of $1,398 last year. This, of course, placed an added burden on homeowners who were already struggling with inflation. Below we analyze the reasons for the situation and explain what a homeowner can do about it. Why […]
