When it comes to weather, Tucson, AZ cranks everything up to eleven. It doesn’t just get hot here, it gets three-inches-from-the-sun hot, and the storms are no joke either. When they tell us there’s a mild storm on the way, we know better. We pack our pantries, load up our water jugs, and test our flashlights. […]
The Replacement Cost of Your Home
A key question you’ll need to ask as you shop for a property insurance policy is: Exactly how much should I insure my home for? Or in insurance terms, you’ll be searching for the amount of Coverage A that you need. At first, the answer to this question may seem simple — How much is your house worth? Surely that’s […]
Affordable Home Security Systems
Boo! Are you scared of burglars and other intruders entering your home? Whether you live in a good or bad neighborhood, there’s always the threat of intruders at your door. But with a home security system, even monsters, mummies, and vampires won’t scare you … Here’s why a home security system should be next on […]
How to Insure a Vacant, Unoccupied, or Seasonal Home
Did you know that you may potentially void your homeowner’s insurance policy if you leave your primary residence vacant for 60 days or more? Few Tucson area residents know about this issue, but it’s one that more homeowners should be aware of. Unfortunately, insurance companies consider homes that are left unoccupied or vacant (we will […]
Hiring a Contractor – What Insurance Coverage Should You Require?
Imagine you’re building an addition on your home and you hire a carpenter to complete the job. All’s going well until the carpenter has an accident with one of his tools and ends up requiring amputation and surgery. The contractor was injured working on your home. So, what does this mean for you? Will your homeowner’s […]
Renting Your Home to Others
Do you have a vacation property or second home in Arizona that doesn’t get as much use as you’d like it to? If so, you’ve probably thought about renting out your home once or twice in the past. And if you’ve ever heard of Airbnb or similar rental agencies, you may think that they offer […]
7 Tips to Prevent a Fire in Your Home
Over 300,000 residential fires were responded to by U.S. fire departments between 2009 and 2013, making home fires one of the deadliest dangers to American homeowners. As a Tucson homeowner, it’s up to you to prevent fires in your own home. Following these safety rules will most certainly help. 1). Be Extra Careful in The […]
Keeping Your Family Safe
If you’re about to get started on your annual spring cleaning and home improvement projects, add a home safety checkup to the list. Home fire-related incidents occur more often than you might think: the Tucson Fire Department responded to 8,835 fire/rescue calls in 2016. To do your part to help keep your family out of harm’s […]
Bundled Vs. À La Carte: Which Insurance Policy Do I Need?
With insurance commercials continuously running on TV and radio, you probably experience at least one pitch for coverage every day. Some advertise low rates on individual policies while others advertise that you can bundle several policies to save. So how do you know which path is right for you? Continue reading to learn more about […]
What is Unoccupied or Vacant Home Insurance?
Does your homeowners insurance include coverage for an unoccupied property? If you are like most policy holders, you know little about the fine print surrounding your home’s occupancy. In fact, you may not even be aware that most homeowners insurance companies include provisions in their policies that exclude, reduce or even drop coverage for vacant […]
