Imagine you’ve been involved in a car accident. Insurance information gets exchanged and claims get filed, but how do insurance companies determine who pays for what? The simple answer is that it just depends on the circumstances. Liability Claims If you are involved in an accident, the other party may file a claim with your […]
Hidden Hazards in Your Home
Some home hazards are obvious. Others are harder to detect, but they can still be detrimental to both your property and your family’s health. Here’s a look at mold and radon, two hidden hazards that may be lurking in your home. The Dangers of Mold Mold can cause significant damage to the structure of your […]
Insuring Collectibles: You May Not Have the Coverage You Need
Over the years, you’ve developed an impressive collection. Maybe it’s art or jewelry, or maybe it’s trading cards or rare toys. Regardless of what you collect, the point is that you’ve put a lot of time and money into it, and now it’s worth something. Here’s what you need to know about insuring collectibles. Your […]
Do You Have Enough Coverage to Rebuild Your Home?
If you haven’t reviewed your homeowners insurance in a while, now is a good time to do so. Specifically, you need to look at your limits for Coverage A, also called dwelling insurance. Due to a perfect storm of factors, rebuilding costs are spiking. As a result, limits that used to be adequate might not […]
How to Insure Your Electric Bike
Imagine going on vacation to Maui. Now imagine your entire family biking 16 miles on a steep and winding road with a spectacular view of the ocean – all the way to Nakalele Point – where you can view a blowhole on the northern tip of the island. Despite the incline, you easily keep up […]
10 Steps to A Successful Property Damage Insurance Claim
You have insurance in case anything goes wrong – but do you know what to do if something happens? When a property loss occurs, quick action on your part can help the claims process go smoothly and quickly. Make sure everyone is safe. Safety should also be the number one priority. If an injury has […]
Home Insurance Comparison Shopping
Are you looking for home insurance? Don’t settle on a policy until you’ve done some home insurance comparison shopping. It can be hard to know whether you’re getting the best deal. If you only look at one option, no matter how good it is, you can’t be sure that it’s the best. That’s why it […]
Affordable Home Insurance
Your home may be the biggest investment you ever make, so it makes sense to protect it with home insurance. In many cases, homeowners insurance is required under the terms of a mortgage. Regardless, home insurance is also a sound investment that will keep your family afloat if you ever have a fire, theft or […]
What Is the Best Home Insurance Company for Me?
Your home is your most valuable asset. Zillow.com prices the median home value for your Tucson area home at $212,618 in 2019. This value is up 7.3% from 2018 home values; what this means for you is that your home is appreciating, and you need the best home insurance to keep pace with the rise […]
Protecting Your Home When Away
Tucson, AZ isn’t the most dangerous place in the country, but the crime rate is a little higher than the national average, at just under seventeen crimes per day per hundred thousand people. The truth about burglary, something that you’ll find from looking at any number of statistics, is that criminals are opportunists, first and […]
