Every adult, regardless of age, most likely needs some form of personal insurance. Whether it be health insurance, life insurance, auto insurance, or home insurance, there are personal insurance policies to fit every stage in life and nearly every life situation. What are the most common types of personal insurance that one might need?
Personal Insurance Protects More Than Property
There are a number of personal insurance coverages available on the market, including:
Car Insurance – If you own a vehicle in the state of Arizona, you are required to carry a minimum amount of insurance, but carrying the minimum amount of coverage isn’t enough for everyone in the event of a major accident. Get sound advice on what is right for your particular situation.
Homeowners’ Insurance – Buying a home is one of the biggest investments a person can make in their lifetime. Mooney Insurance can help you financially protect your home and all of your personal items as well.
Manufactured Home Insurance – It is becoming quite common to see homeowners opting for a manufactured home instead of a traditionally built home. If you own or plan to buy a manufactured home, the professionals at Mooney Insurance can help.
Condo Insurance – If you own a condominium, the insurance coverage you need is similar to that of a homeowner, but there are some differences. At Mooney Insurance, we can help you find a policy that works in concert with your condo association’s coverage.
Renters’ Insurance – Just because you don’t own your home, doesn’t mean that you don’t need property insurance. Learn how renters insurance can protect your personal property and be there should you be found liable for your actions.
Mexican Insurance – When you live as close to the border as we do, a day trip or a weekend excursion to Mexico is a somewhat common activity. A standard insurance policy won’t protect you, however, as Mexico has different laws regarding car accidents. Learn why you need to have special insurance for your trip south of the border.
Motorcycle Insurance – Whether your motorcycle is your primary mode of transportation, or your choice when you get away on the weekends and holidays, you need to have a policy that protects you and your bike. Have you made alterations? Have you customized your bike to make it your own? Be sure to talk to us before assuming you’re covered by some cut-rate online offer.
ATV, RV & Other Vehicles – There’s more to life than just work, and many of us choose to play on the weekends by taking our all-terrain vehicle, utility vehicle or another recreational vehicle for a ride out of town. If you’re one that likes to play on the weekends, or perhaps during the week as well, we can help you find the right coverage at a fair price. Also, if you live in your RV full-time, be sure to let us know as we’ll have some special recommendations especially for full-timers.
Flood Insurance – Your homeowners’ policy doesn’t cover flood damage – period. Because Tucson experiences heavy rains almost every monsoon season, it’s a good idea to learn about your flood risk and find out how to get covered for floods through the National Flood Insurance Program.
Bundle Personal Insurance with Other Policies for Savings
Most Arizona residents need more than just one form of personal insurance. You may need auto insurance, home insurance, as well as coverage for your weekend toys. While nobody likes having to pay for insurance, having multiple policies can have benefits beyond peace of mind. For example, it is quite common to receive substantial discounts when you bundle multiple personal policies together through a single insurance company. Ask Mooney Insurance about bundling your personal insurance with other policies to see how much money you could save!
Contact Mooney Insurance for a Personal Policy Quote
As you can see, there are a number of reasons why you may need personal insurance. Mooney Insurance can help you find the right personal insurance coverage and policies to suit your life situation and give you peace of mind. Contact us today to receive a personalized, no-obligation, insurance quote and consultation – You’ll be glad you did.
