Your home is more than just a roof over your head. It’s where your life happens and you use and enjoy your personal possessions. Additionally, whether you have a tiny house on a small lot or a single-family home on sprawling acreage, buying a home is likely the biggest investment people make during the course of their lives. With so much at stake, make sure your home is adequately protected with home insurance.
With the right home insurance policy, you can rest easy knowing that if your home or personal property were to be damaged or stolen, you could repair, rebuild, recover, or replace your loss. Mooney Insurance has experienced agents who can help you with finding the best home insurance for your property, lifestyle, and financial situation. In addition to offering advice on the coverage that’s right for you, our relationships with multiple insurance companies allow us to find the right home insurance policy for your individual situation at a fair cost.
Homeowners Insurance & Your Home
Each home insurance policy is different. Most home policies typically cover the following:
Dwelling Coverage – Covers costs associated with repairing or replacing your home itself in the case it is damaged or destroyed by a covered loss such as a fire or windstorm.
Other Structures Coverage – Covers the cost of repairing or replacing a detached garage, shed, or other structure such as a fence or pool in the event of a covered loss.
Personal Property Coverage – Covers the cost of replacing or repairing your personal belongings in case of a covered incident, including fire or theft.
Personal Liability Coverage – Covers the costs such as court awards and legal fees, associated with being sued for wrongful death, bodily injury, or other covered liability.
Additional Living Expenses Coverage – Covers the cost of necessities such as housing, food, and other daily essentials, which are over and above your regular living expenses, if you’re unable to live in your home while it is being repaired or replaced due to a covered loss.
Mooney Insurance can help you figure out what coverages and limits are right for your situation. In addition to calculating the amount of coverage needed to replace your home and personal property, we’ll help make sure you have the proper endorsements in place as well.
If you don’t own your own single-family home there is no worry, Mooney Insurance also offers condominium insurance, manufactured home insurance, and renters insurance.
Bundle Home Insurance with Other Policies for Savings
Most Arizona residents find they need more than just property insurance, they also need flood insurance, health insurance, life insurance, or car insurance as well. If you find yourself in this situation, multi-policy discounts may be available when you bundle multiple personal policies together with Mooney Insurance. Ask one of our agents about bundling your home insurance with other personal policies to see how much money you could save!
Contact Mooney Insurance for a Home Policy Quote
Protect your finances as well as your home and personal possessions with Mooney Insurance. One of our experienced insurance agents can help you find the right home insurance to suit your life situation. Contact us today to receive a personalized, no-obligation, insurance quote and consultation – You’ll be glad you did.
